After hearing that accessing purchase terminals within the last 30 seconds of a game increases the chance of crashing, I decided to collect some data regarding the matter. Here are my findings:
There are four categories:
1) Crash after accessing terminal
2) Crash without terminal
3) No Crash after accessing terminal
4) No Crash without terminal
I collected 233 data points (played 233 games, yes I know that's a lot)
Categories:
1) 58 => 24.89%
2) 50 => 21.46%
3) 7 => 3.00%
4) 118 => 50.64%
Summary: If you access a purchases terminal within the last 30 seconds of a game, there's roughly a 3% chance that you won't crash. If you don't access a purchase terminal before the games ends, 1 out of 4 times you will crash.